Location: Position can be located anywhere within
the First Horizon/IberiaBank footprint.
Assist management of client relationships by underwriting and
servicing healthcare equipment loans and leases to build long-term
and profitable customer relationships maximizing portfolio
asset/revenue growth and asset quality. This position manages
complex accounts or has an assigned LOB of a complex nature.
- Works in concert with the Healthcare Equipment Finance RMs on
current clients and prospects to complete the initialyw transaction
evaluation, client due diligence meetings, credit underwriting /
credit approval package preparation, and recommendation for
approval of both transaction structure and overall exposure
- Responsible for portfolio management of assigned portfolio of
loans or lease relationships. This includes annual reviews
and PD rating assignment as well as periodic financial review and
covenant compliance reviews as required by the financing
documents. Identifies emerging risks in the portfolio and
raises to the LOB leader.
- Will maintain a high degree of knowledge of the healthcare
industry and associated trends, risks, and opportunities. In
addition, this position will help evaluate new markets and
industries for the business unit to explore for growth
- Educates clients and teammates about financial strategies
relevant to both equipment finance as well as general banking needs
(change to tax laws, accounting rules, market trends and how those
may dictate financial strategy) based on customer profile and
financial plan and matching customer needs with appropriate
products and services. Monitors customer information / products,
and market trends to identify new customer needs and opportunities
to deliver further customer value.
- May assist the Operations Manager with transaction closings
and specialize in working with outside counsel to prepare, review
and negotiate legal documentation.
Education Required: Bachelors (Education Preferred:
Experience Required: 6 - 10 years (Experience Preferred:
10+ years) healthcare industry underwriting / portfolio management