Mortgage Post Closing Specialist

Company: America's First
Location: Birmingham
Posted on: September 19, 2023

Job Description:

Essential Functions & Responsibilities:

• Reviews closed, withdrawn, and denied real estate loans to verify that all needed documentation is present and signed correctly by all parties involved in the real estate transaction.
  • Responsible for booking Encompass Loans into FICS Mortgage Servicer.
    • Verifies HMDA information for closed real estate loans as well as loans that have been withdrawn or declined.
      • Responsible for uploading closed loan packages to document retention system.
        • Works to clear Quality Control findings as assigned.
          • Responsible for creating and filing physical loan file.
            • Verifies Wires and Balances FICS loans with Accounting.
              • Performs all other duties as assigned.
                
                Performance Measurements:
                
                1.
                
                Ensure all activities in the department are carried out in compliance with all Federal, State and credit union regulations within the prescribed timeframes.
                
                2.
                
                Develop and maintain knowledge of all mortgage products and rates within the credit union and from the mortgage industry.
                
                3.
                
                To ensure individual and Credit Union adherence to standard business policies.
                
                4.
                
                To provide informed, professional and accurate service and support to branch and department staff.
                
                5.
                
                To maintain exception reports and tracking systems to accurately identify, correct and report selected defects, defect rates and trends.
                
                Knowledge and Skills:
                
                Experience
                
                Three years to five years of similar or related experience.
                
                Education
                
                (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.
                
                Interpersonal Skills
                
                Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
                
                Other Skills
                
                Must be familiar with and have the ability to type, use the PC and mortgage software system to input applicant information and to create closing documents.
                Must have good communication skills to interact with applicants and agents.
                Must demonstrate the ability to learn all aspects of real estate processing.
                Must possess a high degree of organizational skills and the ability to work accurately while meeting deadlines.
                
                Physical Requirements
                
                Light lifting required.

Keywords: America's First, Birmingham , Mortgage Post Closing Specialist, Other , Birmingham, Alabama